California Laws On Payday Default Loans ?

California Laws On Payday Default Loans ?

Does anyone know the laws in california on a default payday loan? I took it out about 9 months ago, I keep getting threating phone calls for the collection company. That they are going to send it to the DA’s office, I am going to be arrested and so. Is this all true? Can I be arrested? I have tried to get him to send me documnets about this in the mail. Since I dont have anything except him calling me at work. He wont! He wants a pre paid creadit card number or bank card. Please some one help me with advise on what to do. Thank you

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Does anyone know the laws in california on a default payday loan? I took it out about 9 months ago, I keep getting threating phone calls for the collection company. That they are going to send it to the DA’s office, I am going to be arrested and so. Is this all true? Can I be arrested? I have tried to get him to send me documnets about this in the mail. Since I dont have anything except him calling me at work. He wont! He wants a pre paid creadit card number or bank card. Please some one help me with advise on what to do. Thank you

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Is there any where where I can get my credit checked for free?

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Best Buy credit card Account Shield (debt cancellation)?
i have purchased this through Best Buy on all 4 credit cards I have through them. I pay every month on them whatever the percentage is for the account shield plus my regular payment. July 19 I had an emergency surgery and was released to go back to work Sept. 19. during this time I activated my benefits for that period of time. i continued to pay as i had before and on Dec 31st I was laid off from my job. I sent my unemployment benefits proof form in and all the necessary forms they sent me to fill out. from the unemployment agency, employer, unemployment benefit payment information everything. to be denied. I came to find out that their was not 180 days between my claims. WHAT????? they were not even related. one was for medical the other was for unemployment. to become eligible one must be active in the program for 90 days. but once someone has been a member for a long period of time they get treated as such?! should someone if they are going to have the Account Shield once they use it cancel it and then re instate it? that is 90 days then. i have not seen anywhere on the internet where it says anything about the 180 days as I do not have the account shield form. does anyone have it where they may know anything about this? i do not feel this is fair whatsoever. i have paid faithfully thinking peace of mind”””” what a joke. thinking I would like to give them a piece of my mind. If anyone is familiar with anything to do with this please let me know. Thank you.””””””
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I need a loan for my up coming wedding but I have POOR credit?

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“”Help!! I got a payday loan from the internet, someone stole my account number, and I am being threatened!?””
I am trying to get in contact with this company, all I can find is an address for their service center in the West Indies! I want to call the company that said they gave me money, but I can’t find a phone number or a website. I already disputed the withdrawls with my bank, they are the ones that advised me to close the account and open a new one.””
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My credit score is 727?
My credit score is 727. I have student loans that I haven’t started to pay off yet since I am still in school and also a credit card with no delinquent payments. Will my score go up once I start to pay off my loans. Also, I am wanting to buy a car. Is my score good enough to get a first car?””
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Question about filing for bankruptcy?
I was thinking of filing for bankruptcy and would like to know if i would be allowed to keep my car and money in bank, I did a little research and it seems the creditors can sell of my assets to pay off my debts? is this true? how can they know how much money i actually have in the bank or if i own a car?””
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Looking to find an online or payday advance type of loan place that I can pay back at the rate of 200–250 a mo
anyone REAL without a company please reply I am serious
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Which Transunion score is more accurate?
On Wednesday of last week, the mortgage broker we are working with said that my Transunion credit score is a 587. He gave us some advice on how to raise it, and on Friday I pulled the score through MyFico.com and it said my score is a 566. Then, yesterday, I went directly to Transunion.com to pull my free report and score, and the score came back at 615. So of the MyFico and Transunion.com, which score is accurate?””
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Financing company changes auto loan rate from 2.99% to 9% — can I return car?
At the time of buying my car, I was approved by my dealer to be financed for a 2.99% auto loan. More than two weeks later, they get back to me and say that the company’s financing company will finance the car at 9%. This greatly increases my financing cost and I am considering whether I can return the vehicle. How can they change the interest rate after selling the car and agreeing on an interest rate?””
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“”If i request to view my credit score, will it show up on my credit report. will it knock my credit down 3 pts?

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Can I make payments toward a ch 7 bankruptcy? (Read Ad. Detail)?
Explample: Lawyer charges $800 for fees + filing fees. Can I make a down payment and monthly payments in order to pay this amount. If so, does the automatic stay last the entire period in which I’m making payments. I know this used to be the case but I’m not sure if this is an option under the new code.””
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“”Bad credit Auto loan, I want an auto loan with a credit score 494?
can i get an auto loan with a credit score of 494 and without a cosigner i dont have a down payment i want a car that honda has its called fit it cost around 16000 if you have a website that will help me please tell me
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Can you play online poker without using a credit card?
Hello. I was wondering if you could play online poker without using a credit card. something similar to a card where you just pay at the store and input the code on the card into the website. Answer if you got info. Thanks!
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What is the best way to refinance a mortage?
I currently have a fixed rate of about 12%, and I was wanting to see what my options were for refinancing. Can I trust such online services as Ditech.com or Loantree.com?””
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I am looking for a student loan for someone who has bad credit?
I had a past bankruptcy plus a lot of bad luck…however, I need to find a student loan. I’ve gone to FASA and gotten the federal stuff but i just need more to cover my bills. I’m a mature adult who knows all about avoiding debt building if at all possible, so please no lectures! Are there any student loan companies who will lend to students with bad credit? HELP?!””
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Can a Credit Union redo my auto loan?
Basically, i was working down in Tampa for a company that has ties to a Credit Union. Well I worked with the company for about two years and I had an auto loan processed thru them, with a 6.99 interest rate. Due to family issues, I had to quit this job and move back to NY. Now, I advised the credit union of this, thinking I would simply pay my auto note now the old fashioned way, via car note book and send in the money. I do not have direct deposit and thus they dont take money out of my paycheck every two weeks. I recently advised them, since the auto is a Crossfire, I will look into a Ten Day Buyout. Well the deal stinks so I am not going that route. I get an email from the Credit Union saying due to my recent job change, they want to run my credit and redo my loan? I hope this is not the case and it is just misunderstanding cause they thought I wanted another car loan. So I am curious can a Credit Union do this or any bank for that matter?””
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Home loan at 18/19 years old?
I am currently eighteen years old and working. I am looking into buying a house, the house I’m looking into is $90,000. I have been building credit through a few credit cards (paid in full and on time) and a cell phone (also paid on time) for the last nine or so months. I have talked with my Dad and he is willing to co-sign. I do have good credit, not excellent but good (which many have found rare for my age!) my question is, would they be willing to give such a hefty loan to a 19 year old with a steady job, good credit, and a co-signer? Or is it a lost cause because of my age? Thank you in advance! (I do realize I would need to have a down payment)””
“California Laws On Payday Default Loans ?

Does anyone know the laws in california on a default payday loan? I took it out about 9 months ago, I keep getting threating phone calls for the collection company. That they are going to send it to the DA’s office, I am going to be arrested and so. Is this all true? Can I be arrested? I have tried to get him to send me documnets about this in the mail. Since I dont have anything except him calling me at work. He wont! He wants a pre paid creadit card number or bank card. Please some one help me with advise on what to do. Thank you

Does anyone know the laws in california on a default payday loan? I took it out about 9 months ago, I keep getting threating phone calls for the collection company. That they are going to send it to the DA’s office, I am going to be arrested and so. Is this all true? Can I be arrested? I have tried to get him to send me documnets about this in the mail. Since I dont have anything except him calling me at work. He wont! He wants a pre paid creadit card number or bank card. Please some one help me with advise on what to do. Thank you

Does anyone know the laws in california on a default payday loan? I took it out about 9 months ago, I keep getting threating phone calls for the collection company. That they are going to send it to the DA’s office, I am going to be arrested and so. Is this all true? Can I be arrested? I have tried to get him to send me documnets about this in the mail. Since I dont have anything except him calling me at work. He wont! He wants a pre paid creadit card number or bank card. Please some one help me with advise on what to do. Thank you

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